Our service is backed by a 100% satisfaction guarantee which entitles you to some or all of your money back if enough questionable items are not removed. Basically we don't think you should have to pay for a service that isn't productive. Here's how it works: After you have been a client for 12 months, if you feel uncertain about the success of our service you can request an analysis of your account. You must send us current credit reports. We will evaluate the total value of all successfully removed and/or improved items and compare that amount to the fees you have paid us. If what you have paid exceeds the value of deleted items we will reimburse you the difference.
To determine the total value of our service we count the number of items we successfully improved or deleted from your credit report and multiply that by $100 per item. This does not mean that we will charge $100 in addition to our regular fees. Instead, we use the value of $100 per deleted item to determine if we created spectacular value for you (or not.) Below are a couple of examples: EXAMPLE 1 If after 12 months we have deleted only 2 items from your credit reports, and you started with 20 negative items, 18 of which remain. Your refund would be computed as follows: Your cost for 12 months: $638.00 ($99.00 initial + 11 months @ $49.00/ea) Value of services rendered: $200.00 (2 deletions @ $100.00/ea) Amount you owe: $0 Amount you get back: $438.00 EXAMPLE 2 If after 12 months we have successfully removed 18 of the 20 negative items on your credit reports. Your refund would be computed as follows: Your cost for 12 months: $638.00 ($99.00 initial + 11 months @ $49.00/ea) Value of services rendered: $1800.00 (18 deletions @ $100.00/ea) Amount you owe: $0 Amount you get back: $0